A step-by-step guide to running a real Family Banking Meeting, using Jason’s personal system as a live example. Covers the full agenda, teaching approach, family policies, and governance strategies that turn Infinite Banking into a disciplined, multi-generational structure.
To model their own family banking meetings with structure and clarity
To establish ground rules that support long-term wealth and responsibility
To equip kids with financial literacy, mindset, and ownership
To ensure fairness and enforceable terms in family lending
(00:01) – Meeting Setup
Held during family vacation to create positive memories around money
Pre-planned agenda, meeting chair, and time limit (~1 hour)
Meetings are recorded; one person assigned to take notes
(01:25) – Opening the Meeting
Acknowledge Nelson Nash and the roots of the Infinite Banking Concept
Revisit family banking rules (e.g. 10% interest on all loans, money must be repaid, death benefits reimburse prior contributions)
Humor and tone set intentionally: this is a “business meeting,” not a casual hangout
(02:45) – System Discipline
Borrowers who default lose access permanently—even kids
System is open to participants, not spectators
Operates like a private lending institution: full documentation, full accountability
(04:31) – Recognizing Contributions
Acknowledge repayment progress and expansion (new policies, engaged youth)
Children are directly involved and praised for initiative (e.g. repaying loans, saving consistently)
(05:42) – Education Segment
Each meeting includes a coaching moment (family member can lead)
Topics pulled from Nelson’s book or Ascendant’s client portal
Children learn: Save 25% of all income, understand the policy system, and practice respectful access
(08:10) – Estate Planning Review
Family reviews wills, power of attorney, and death benefit plans
Purpose: Ensure smooth wealth transition and system continuation
(09:35) – Loan Access Rules
All loans require repayment with interest
The banker sets the terms, not the borrower
Loan agreements are formalized (e.g. promissory notes signed, interest outlined)
(10:22) – Windfall Guidelines
Reimbursement of previous contributions at death is available only to family members with active policies
Protects against unintended leakages of wealth (e.g. through divorces, new spouses)
Trusts may be used to structure safeguards
(12:48) – Transparency & System Review
Jason shares his full 63-policy system across family and staff
Loan activity, repayment schedules, and cash flows are reviewed openly
Kids gain firsthand understanding of banking operations
(14:15) – Client Resources
All agenda templates, tools, and examples available in the client portal
Families encouraged to adapt the structure, but not the rules
A repeatable meeting structure you can implement immediately
Templates and examples for formal family banking operations
Confidence to involve children in banking decisions
A long-term strategy to keep your family united, financially literate, and in control