Update on Policy Review
What This Covers
This session introduces a client-led policy review process and highlights how Ascendant Financial is shifting control back to policy owners. It also previews upcoming tech tools, including the Ascendant Advantage Dashboard.
Why Clients Need This
Instead of waiting for scheduled reviews, clients are now empowered to independently monitor their policy performance, freeing up time and enabling more meaningful, on-demand coaching for strategic planning, expansion, or financial decisions.
Key Insights by Timestamp
00:00 – Infinite Banking Should Be Simple
Reinforces Nelson Nash’s philosophy: this process should not be sensationalized.
Key mindset shift: Instead of asking “how soon can I stop paying premiums?” ask “how long can I keep paying them?”
You’ll always need the use of money, so it should reside in a system you control.
02:55 – Policy Reviews Go Client-Led
Previously: policy reviews scheduled semi-annually with a coach.
New approach: clients do reviews themselves via the client portal.
Access 24/7: check cash values, loan balances, and policy growth anytime.
Coaches will be available when needed, for strategic conversations, not basic reviews.
05:07 – When to Book With Your Coach
Examples of when to contact your coach:
You’re expanding your system (e.g., adding policies).
You’re considering a large purchase, investment, or business expense to recapture.
You need help with optimizing loan use or policy funding strategies.
08:15 – A How-To Video Has Been Created
Short tutorial video shows step-by-step how to review your own policy inside the client portal.
Future updates will remind you to review, possibly aligned with your policy anniversary.
11:56 – Preview: The Ascendant Advantage
Under development: Ascendant Advantage Dashboard
Will show a full view of all policies, total loan amounts, goals progress (e.g., retirement income targets), and automated meeting scheduling.
Custom-built and exclusive to Ascendant Financial clients.
Designed to increase transparency and control, reduce back-and-forth, and align strategy with long-term outcomes.