Introduction & Equitable life updates
What we covered in this Section (5 min vid)
Equitable Life of Canada – Annual Policy Update (Starts at 4:06 mins)
An overview of current interest rates, dividend projections, and what they mean for participating policyholders.
- Dividend scale interest rate remains unchanged, signaling continued strength and stability
- Policy loan interest rate holds at 6.5%, giving predictability for those leveraging policy loans
- $175M in projected dividends for the coming year — a strong signal for participating whole life clients
- Demonstrates Equitable Life’s stewardship and consistency in performance year over year
Client Tip (If You Hold an Equitable Policy)
- Expect a steady dividend and interest environment for 2025–2026
- No action required if you’re already funding policies regularly — “no change” can be good news
- Still worth tuning in briefly for policy-specific updates, even if other topics are light
Mindset Reminder from the Speaker
- “We’re not just watching the financial game anymore, we’re in it.”
- Reframe your role: You are the banker when you use your policy intentionally
- Sessions like these are about nourishing your environment and connecting with others on the IBC journey