You will get a full walkthrough of every important tab inside your Equitable Life client portal and understand what each one contains. We go deep on the values tab, the tab you will refer to most as an IBC practitioner, and break down every line, including your cash value, loan availability, and ACB. You will also learn the two ways a taxable event can be triggered and why watching Wealth on Main Street Episode 100 annually is strongly recommended.

Key moments in this session

Payments, coverage, beneficiary update, advisor info, and owner tabs explained
How to update your beneficiary directly in the portal
Cash value of PUAs, loan balance, and loan available (90% of CV less outstanding loans)
Cash surrender value, guaranteed CV, and premium deposit fund (~3.5% interest)
Capitalized loan interest: what happens when your loan isn’t fully paid within the policy year
An explanation of the two scenarios that trigger a taxable event
Resource: Wealth on Main Street Episode 100 — watch it here annually

Previous Topic

Back to Lesson

Next Topic